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Health Insurance and Long-term Care Insurance for Pensioners

Foto: Älterer Mann trainiert auf Crosstrainer Together with your pension application, you need to fill in an application for health insurance and long-term care insurance for pensioners. If your health insurance company decides that you are also liable to pay compulsory insurance, your pension fund will be informed and deduct the payment from your monthly pension. If you are not liable to pay compulsory insurance, you can become a voluntary member of a statutory health insurance company or take out private health insurance. As a pensioner liable to pay compulsory insurance, you pay half the contribution towards health insurance and the full contribution towards long-term care insurance. Your pension insurance fund pays the other half of the health insurance contribution. If you cannot be accepted into the pension insurance scheme for pensioners, because you are privately insured for example, you can apply to your pension fund for a supplement to your health insurance contribution.

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